underwrite

verb

un·​der·​write ˈən-dər-ˌrīt How to pronounce underwrite (audio)
ˈən-də-
ˌən-dər-ˈrīt
ˌən-də-
underwrote ˈən-dər-ˌrōt How to pronounce underwrite (audio)
ˈən-də-
ˌən-dər-ˈrōt
ˌən-də-
; underwritten ˈən-dər-ˌri-tᵊn How to pronounce underwrite (audio)
ˈən-də-
ˌən-dər-ˈri-tᵊn
ˌən-də-
; underwriting ˈən-dər-ˌrī-tiŋ How to pronounce underwrite (audio)
ˈən-də-
ˌən-dər-ˈrī-
ˌən-də-
Synonyms of underwritenext

transitive verb

1
: to write under or at the end of something else
2
: to set one's name to (an insurance policy) for the purpose of thereby becoming answerable for a designated loss or damage on consideration of receiving a premium percent : insure on life or property
also : to assume liability for (a sum or risk) as an insurer
3
: to subscribe to : agree to
4
a
: to agree to purchase (something, such as security issue) usually on a fixed date at a fixed price with a view to public distribution
b
: to guarantee financial support of
underwrite a project

intransitive verb

: to work as an underwriter

Examples of underwrite in a Sentence

a university willing to underwrite an archaeological expedition
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
Wildfire risk is pushing insurers to underwrite hotels based on physical resilience rather than location alone, and carriers are pulling back from some markets entirely. Josipa Majic Predin, Forbes.com, 30 Aug. 2026 Since the founding of NATO after World War II, the United States has underwritten Europe’s defense and held the top military command position in the alliance. Jennifer Kavanagh, Foreign Affairs, 28 Aug. 2026 Since 1951, Iceland’s vaunted sense of independence has essentially been underwritten by a defense pact with America. Mark Sappenfield, Christian Science Monitor, 28 Aug. 2026 Local unions and guilds and indie producers have countered by looking to American web giants to dig deeper in their pockets to underwrite the cost of producing homemade content. Etan Vlessing, HollywoodReporter, 24 Aug. 2026 See All Example Sentences for underwrite

Word History

First Known Use

14th century, in the meaning defined at transitive sense 1

Time Traveler
The first known use of underwrite was in the 14th century

Browse Nearby Words

Cite this Entry

“Underwrite.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/underwrite. Accessed 1 Sep. 2026.

Kids Definition

underwrite

verb
un·​der·​write ˈən-də(r)-ˌrīt How to pronounce underwrite (audio)
ˌən-də(r)-ˈrīt
1
: to write under or at the end of something else
2
: to set one's name to (an insurance policy) and thereby agree to insure against specified loss or damage
3
: to agree to
4
a
: to agree to purchase (as security issue) usually on a fixed date at a fixed price with a plan of distribution to the public
b
: to guarantee financial support of
underwrite the project
underwriter
ˈən-də(r)-ˌrīt-ər
noun

Legal Definition

1
a
: to assume liability for (a risk) as an insurer
the insurer underwrites individuals, not the group, in franchise health insurance
b
: to issue or set the terms of (an insurance policy)
2
: to agree to purchase (all or part of a security issue) usually on a fixed date at a fixed price with the purpose or plan to resell by means of a public offering
was a security brokerage firm which as part of its business underwrote speculative new issuesUFITEC, S.A. v. Carter, 135 Cal. Rptr. 607 (1977)
3
a
: to put up funds for or guarantee financial support of
b
: to assess the risk of (as a loan)
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